The due date for a replacement car from insurance companies in the UAE after an accident
Two experts in insurance affairs in the United Arab Emirates clarified the due date for a replacement car from insurance companies in the Emirates after an accident. They confirmed that the replacement car is due from the first day of delivering the vehicle to the “garage.”
The due date for a replacement car from insurance companies in the UAE after an accident
Two experts in insurance affairs in the United Arab Emirates clarified the due date for a replacement car from insurance companies in the Emirates after an accident. They confirmed that the replacement car is due from the first day of delivering the vehicle to the “garage.”
The rights of the owner of the insured car in the UAE in the event of an accident
The insurance approval to repair the car must not exceed 72 hours from the date of the accident. Two experts in insurance affairs said that the issuance of approvals by insurance companies to repair cars must not exceed 72 hours from the date of the accident, stressing the right to grant the insured a replacement car from the first day he delivers his car to the The repair shop (garage), in accordance with the provisions of the unified document and the instructions of the Central Bank.
Penalty for insurance companies that refuse to provide compensation for replacement cars
They confirmed in a press statement that the companies’ violation of these provisions and their repeated delay in repairing the insured’s cars or compensating them with an alternative car exposes them to fines and inspections by the Central Bank, as it is the body supervising the insurance sector in the country. This came in response to the insured’s complaints regarding the delay in repairing the insurance sector. Their cars for more than two weeks, in addition to not giving them a replacement car under the pretext of not having issued approvals, in addition to the companies informing them that approval usually takes 14 working days.
When should you obtain a replacement car from insurance companies?
He explained that this period of 14 working days or two weeks means that the companies will repair the car as long as its spare parts are available within the country, according to the normal conditions in which the repair is carried out in most cases. He explained that the insured’s obtaining a replacement car should not depend on the issuance of approval from the insurance company for the workshop. The repair concerned, if the company must provide a replacement or rental allowance from the first day of delivering the car immediately after the accident. For his part, insurance expert Fouad Salem said that the replacement car is considered an inherent right of the insured, within the terms of the unified policy, and the insurer should never He may ignore his right or not claim it.
