car insurance in The UAE reject rain-damaged claims For this reason

Ahmed Moawad - | UAE

Maintenance expenses for vehicles submerged in water as a result of the rains that the UAE witnessed are usually covered, especially cars parked in designated parking lots and then towed to the garage, but on the condition that they have comprehensive insurance.

Denial of insurance claims

Nevertheless, insurance claims are typically denied for a large number of automobile owners in the United Arab Emirates. This is particularly the case for vehicles that were parked in locations that were saturated with water or partially immersed in water, and attempts were made to start the engine, which resulted in injuries.

In addition to the possibility of a claim being rejected by insurance companies due to damaged windshield wipers, insurance coverage may also be refused for cars that are parked or driven in water that is inundated during periods of severe rainfall.

It is possible that an insurance claim for a car that has been damaged by rain might be denied if the driver intentionally drives on roads that are flooded during a downpour.

Fatigue vehicles that need repair

With estimates showing that repairs may approach 40,000 dirhams for some unfortunate motorists whose insurance claims have been denied, garage owners and mechanics in the United Arab Emirates are suffering from the depletion of automobiles that were in need of repair.

On April 16, severe rains caused a large number of vehicles to become stuck in the United Arab Emirates.

Thousands of automobiles are in need of major repairs, and many drivers are having trouble securing insurance coverage for vehicles that have been damaged by flood waters. As a result of the damage, drivers are facing hefty repair expenses, which is especially concerning given the current situation.

Hydraulic lock of cars due to rain water

There is a possibility that some components of the automobile will need to be imported from the nation of origin of the automobile, which may be rather costly. As a result of water entering the engines, which led to hydraulic locking, transmission failure, and engine breakdown, it is possible that floods and rains were responsible for the loss of essential components, such as the electrical circuit and the engine of the automobile.

Damage of this nature is not only expensive, but it also creates difficulties in terms of logistics. Rescue trucks are already at capacity, and garages are operating at their maximum capacity. In addition, their garage capacity is already at capacity, and they are having trouble accommodating additional vehicles.

Despite the fact that some owners are fortunate enough to have insurance coverage, a significant number of other owners are confronted with the daunting prospect of financing the expenses of repairs out of their own pockets while their insurance claims are still being processed.

About Author

Ahmed Moawad
Ahmed Moawad
598 Total posts


Read Also

UAE
‏Urgent.. The Prime Minister announces the new ministers in the UAE government

Today, Sunday, Sheikh Mohammed bin Rashid Al Maktoum, Vice President of the UAE, Prime Minister and Ruler of Dubai, announced the new formation of the UAE government.

UAE
Mohre announces the facilitation of work permit procedures in the UAE when issued or cancelled

The Ministry of Human Resources and Emiratisation announced the facilitation of work permit procedures when issued or cancelled.

UAE
Dubai Airport announces new restrictions on passengers

Dubai Airport authorities announced some restrictions for non-travelers in July and August.

UAE
Companies in the UAE provide alternative systems for end-of-service compensation

Various alternate methods of end-of-service compensation are offered by businesses in the United Arab Emirates.

UAE
New important instructions for passengers traveling through Dubai airports

Travelers in a hurry to leave Dubai are advised to complete immigration 1.5 hours in advance of departure.

UAE
FTA announces the imposition of a fine of 10 thousand dirhams in the UAE due to taxes

It has been announced by the FTA that a fine of ten thousand dirhams will be imposed in the United Arab Emirates due to taxation.

UAE
The Meteorological Authority announces the date of rain in the UAE during the coming days and weeks

The dates of the upcoming rainy days and weeks in the Emirates are announced by the Meteorological Authority.

UAE
Mohre announces paid holiday for employees in the UAE

Mohre has stated that employees in the UAE will receive paid vacation time.

UAE
Expo Dubai gives families the chance to win a summer vacation in 7 destinations

During Expo Dubai, families have the opportunity to win a summer trip to one of seven different locations.

UAE
Dubai Mall Introduces Paid Parking from July 1 with Salik Boards Near Entrances

Boards displaying the distinctive grey and white Salik branding have recently appeared at various entrances of Dubai Mall, signaling the imminent introduction of paid parking for visitors.

UAE
The UAE authorities announced the evacuation of residents from a residential tower in Sharjah

It was stated by the authorities in the United Arab Emirates that the occupants of a residential tower in Sharjah would be evacuated.

UAE
Dubai announces plan to add 32 new metro stations by 2030

Dubai's Metro service is set to significantly expand in the coming years following the approval of a development plan by the emirate's Executive Council.

UAE
Dubai Targets $177bn FDI by 2033 with Major Metro Area Developments

Dubai has set an ambitious target to attract AED650 billion ($177 billion) in foreign direct investment (FDI) by 2033, supported by the Dubai Executive Council.

UAE
UAE announces 5-Year Penalty for Revealing Work Secrets

The Criminal Information Center (Wa'i) of the UAE's Public Prosecution recently brought attention to the consequences of sharing confidential company information on social media, with the undercurrent of "Work secrets are trust."

UAE
Dubai seized 1,274 drug shipments last year, including heroin, meth & marijuana

Dubai Customs reported 1,273 seizures of illicit drugs at land, sea, and air ports across the emirate as part of efforts commemorating the International Day Against Drug Abuse and Illicit Trafficking.

UAE
A new fuel prices in the UAE for the month of July.. Changes in taxi prices

The UAE has recently implemented new fuel tariffs for the month of July. The prices of taxis have been adjusted.

UAE
UAE Petrol Prices Decline Once More for July 2024

The UAE has announced a reduction in petrol prices for July 2024, marking the second consecutive month of price decreases across the country.

UAE
UAE Takes Action Against Counterfeit Goods with 620 Violations Recorded in 2023

Since the beginning of 2023 through the first half of the year, the UAE's Ministry of Economy has conducted 4,444 inspection tours across local markets. These efforts target cases of commercial fraud, imitation, and trademark counterfeiting,...

UAE
UAE Sets 6 New Rules from Fines to Paid Parking, Changes Effective July

As we approach the midpoint of 2024, the UAE has been abuzz with significant developments that are set to impact daily life and financial planning across the Emirates.

UAE
New fees and fines will be imposed on UAE residents starting July 1

There are six new restrictions that will take effect in July, ranging from paid parking to new fines in the UAE.

UAE
The UAE authorities announced the amendment of the system of paid parking fees in several areas

It was declared by the authorities in the UAE that they would be changing the system of paid parking fees in a number of different regions.

UAE
The UAE warns of hail and rain in some areas and issues an orange alert

This morning, the National Center of Meteorology in the United Arab Emirates issued an orange alert regarding the weather conditions in the UAE. The center warned of rain in some eastern regions, in addition to the presence of dusty conditions...

UAE
UAE police arrested Hundreds in overnight crackdown on cybercrime syndicates

In a sweeping overnight initiative across the UAE, significant cybercrime networks were disrupted, marking a pivotal moment in law enforcement's ongoing battle against digital crime.

UAE
UAE: Four New Mosques on Famous Square Corners Wow Residents

Sharjah has constructed four new mosques with traditional Islamic styles that really reflect Arab culture and Islam.

UAE
Dubai schools top global rankings in financial literacy and creative thinking

Dubai’s private schools have once again affirmed their global standing by achieving impressive rankings in financial literacy and creative thinking in the 2022 Programme for International Student Assessment (PISA), conducted by the Organisation for...

UAE
UAE: Ministry of Foreign Affairs issued a warning to travelers to 6 countries

The Ministry of Foreign Affairs of the United Arab Emirates issued a caution to travelers to six other nations.

UAE
Sharjah Summer Sale: 75% Discounts and Gold Prizes Starting July 1 in UAE

On July 1, Sharjah's much awaited massive summer sale returns promise for large bargains, spectacular events, and raffle prizes of Dh3 million.

UAE
Meteorology issues red and yellow alerts due to fog and rainfall in the UAE

As a result of fog and precipitation in the Emirates, meteorology professionals have issued red and yellow warnings.

The UAE announces the opening of a new Indian church next to the Hindu temple